Over 150 5-star reviews
5/5 Rating
Over 150 5-star reviews on
Fast Bridging Loans
Specialists in bridging loans from £26,000 to £25million at the lowest rates for residential, commercial and development purposes.
Quote won't harm your credit score
Get your money in as little as 14 days*
Approval in principal in just 60 minutes
Compare deals from 120 lenders
Lending decision in 30 minutes
Completion in as little as 72 hours
Fast Residential Bridging Loans
Short term loans from £26,000 to £25million at the lowest rates for purchase, refurb, refinance or raising capital.
Compare deals from 120 lenders
Lending decision in 30 minutes
Completion in as little as 72 hours
Loan to value up to 80%
First and second charge
Market leading rates from 0.55%
per month
Pay NO broker fees on loans over £200k
CeMAP Qualified Advisors
Instant loan decision
Loan to value up to 80%
Lowest available rate
Residential bridging loans, made easy
Save time and money with the Fundd broker service
Borrow up to £25M
Compare the lowest rates from just 0.45% per month.
Rapid decision
Receive a lending decision within 30 minutes and a full offer within 48 hours.
Fast payout
Receive the money in as little as 48 hours, directly into your bank account.
Over 150 'Excellent' 5-star reviews
What can a residential bridging loan be used for?
Our network of expert brokers will look after everything for you
These advantages render bridging loans a potentially appealing choice for those in need of a swift financial solution to bridge the gap between transactions.
Consult with our finance experts to fully comprehend whether a bridging loan is the appropriate solution for your circumstances.
Lending criteria for residential bridging loans
As long as your asset(s) are in the UK our residential bridging finance is open to both UK and foreign nationals including onshore and offshore borrowing vehicles.So whether you are a trading limited company, an SPV or applying individually, as long as you are the legal property owner, or will be once the property transaction has completed, then we can obtain the funding you require without delay.
Eligibility
Individual, corporate, overseas and trust borrowers looking to purchase/refinance property in England, Wales, Northern Ireland and Scotland
Up to 75% loan to value, 100% with additional security
Amount
£26,000 to £25m
Duration
3 to 24 months
Charge
1st & 2nd charges available
Repayment Options
Serviced, retained, rolled-up
Interest Rate
From 0.45% per month
Decision
Immediate
Completion
In as little as 48 hours, but typically 10 - 14 working days
Over 150 'Excellent' 5-star reviews
Verified customer reviews
'It was a great experience'
“Finding the financing to purchase a new house was onerous for me. I researched about so many companies then eventually decided to go with Fundd. The team responded very quickly. It was a great experience taking the loan from Fundd.”
Antonia Berg • 8 days ago
'Unmatched level of integrity, efficiency and transparency'
“Having successfully completed two deals with the aid of Fundd, I would highly recommend this credit broker to any prospective buyer. You can certainly expect an unmatched level of integrity, efficiency and transparency.”
Slava Griga • 2 days ago
'Efficient and friendly service'
“I was trying to buy a new house but the funds I’d arranged didn’t arrive in time. Fundd was able to arrange the finance and enable me to complete.”
Richard • 9 days ago
Over 150 'Excellent' 5-star reviews
Verified Review
'Got the deal over the line'
“Jess managed to pull a deal out of the fire when one of the lenders decided, with no reason, to pull funding…”
Ian Crudgington • 14 days ago
Verified Review
'Quick and efficient service'
“Extremely happy, quick and efficient service. Thanks to the Fundd team”
Leo • 13 days ago
Verified Review
'Urgent funding to secure a property...'
“These guys really know what they are doing and delivered my loan without any fuss or issues…”
Debbie Gelder • 11 days ago
Verified Review
'Highly impressed by bespoke service'
“Fundd staff are very friendly. They deliver the right personal service and fresh thinking that helped me a lot. Highly impressed by the bespoke service.”
Ella Dizusa • 10 days ago
Verified Review
'Excellent professional help'
“Many thanks for your excellent professional help with the financing to complete the mortgage payment on my property.”
A. Duncan • 9 days ago
Verified Review
'Efficient and friendly service'
“I was trying to buy a new house but the funds I’d arranged didn’t arrive in time. Fundd was able to arrange the finance and enable me to complete.”
Richard • 9 days ago
Verified Review
'It was a great experience'
“Finding the financing to purchase a new house was onerous for me. I researched about so many companies then eventually decided to go with Fundd. The team responded very quickly. It was a great experience taking the loan from Fundd.”
Antonia Berg • 8 days ago
Verified Review
'Professionalism, Responsiveness'
“Both Mike and Danielle were very much on top of procedures and pressing them through to get finalisation.”
Donald Macgillivray • 3 days ago
Verified Review
'Unmatched level of integrity, efficiency and transparency'
“Having successfully completed two deals with the aid of Fundd, I would highly recommend this credit broker to any prospective buyer. You can certainly expect an unmatched level of integrity, efficiency and transparency.”
Slava Griga • 2 days ago
Residential Bridging Loans FAQ
What is residential bridging finance?
Residential bridging finance is a short-term loan that is used to 'bridge' a financial gap. When it's important to move swiftly to secure, refurb or renovate a residential property in a limited timeframe, they can be utilised as an alternative to a traditional mortgage.
Is it hard to qualify for a bridging loan?
Qualifying for a bridging loan relies on you having enough equity in the property or properties upon which you'll secure the loan. You'll also need a viable exit strategy to convince the lender that you have a method of repaying the loan, its fees and interest. Whilst lenders will ask for other documentation, the security and exit strategy are by far the most critical factors in securing a bridging loan.
Do banks do bridging loans?
Bridging loans are available from some high-street banks though high-street banks rarely offer bridge loans to the general public.
Do you need a deposit for a bridging loan?
Residential bridging loans typically have larger deposit requirements than mortgages. A lender would normally expect you to put down 20-35% of the property's value as a minimum.
What is the interest rate for bridging finance?
Bridging loans have significantly higher interest rates than traditional mortgages, averaging approximately 4% to 5% per annum, however some can go even higher.
